Why Use D&S Insurances services

First and foremost, service.

Instead of spending your valuable time addressing any problems that may arise, you call us. We’ll do the leg work and get the problem solved. We work for you. Over the years we have developed relationships with key people in underwriting, membership, and sales. We are your “insider” with the insurance company. We are independent insurance brokers/consultants so our interest is to serve you, our client. When there is a problem or delay in underwriting, or after you have received the policy, we are here to help you…at no extra cost. Health insurance companies are huge companies with tens of thousands of employees. Some are extremely knowledgeable and others are fairly new in an ever-changing industry. Their processes can be difficult to understand and company owners, individuals, and families have been turning to us for assistance for over 20 years.

Health insurance consultants are professionals who specialize in assisting businesses and individuals in assessing their insurance needs and creating an insurance plan that will meet those needs.

In terms of the business world, a health insurance consultant may help a business or corporation develop health and life insurance plans for employees as well as assess the types of corporate insurance coverage needed to create a viable risk management coverage program. For individuals, a health insurance consultant can often help identify programs that will assist with health and life insurance coverage as well as assist in evaluating and securing insurance related to specific needs such as long term disability, long term care, and many other ancillary products.

The ultimate goal of a health insurance consultant is to make sure the client receives the highest quality insurance coverage for the most reasonable outlay in premiums. This often means balancing the insurance needs of the client with the amount of insurance premiums the client can reasonably afford to pay. While an insurance consultant can choose to take on individual and corporate clients, it is more common for the consultant to focus on the business sector or the private sector when seeking new clients.



We take customer service very seriously. Here’s what some of our clients say.


We have many avenues to consider when it comes to healthcare. Needless to say, the choice for me was easy when I had to decide on the best course for my employees. I hired Peter and his company to be our Broker. Peter is credible, genuine, and trustworthy. I have complete comfort and faith knowing that Peter is managing our healthcare program. Our company and employees have benefitted stupendously. He is one of a kind and our go-to guy!
— Michael L. Chairman of the Board, President and CEO

My company has been working with Peter and D&S Insurance Services for several years and I cannot speak more highly of them. I’ve been through the rigmarole of insurance and health benefits with several other companies that I’ve started and wish I had Peter as my broker back then. With the shifting tides of the Affordable Care Act, Peter has gone above and beyond the call of duty to see my company through the complicated changes. Peter is knowledgeable and talented, but more importantly, he’s just an all-around great human being who is dedicated to first-class customer service…he’s proactive and always puts the interests of his clients first. You gotta love that old-school service this day and age.
— Dick H. Heroes and Villains Entertainment / Hillenbrand Capital Partners

I have worked with Peter in placing sophisticated large group business and he is the type of broker and advocate any client would want to have. Peter is a talented professional and a pleasure to work with. In my experience with Peter, he is detail-oriented, thorough, organized, highly knowledgeable and extremely helpful in working with his clients. I would definitely recommend Peter as an asset to any organization.
— Cindy W. RHU, CBC Regional Sales Director at SeeChange Health