Passion. Experience. Diligence.


D&S Insurance Services was established in 1991. The owner has worked within the industry for over 25 years, both on the carrier side as well as running her own Brokerage/Consulting firm.

Feeling limited by working with only one carrier, Debbie realized that she could better serve her clients by branching out and offering unlimited service and resources to existing clients as well as future clients.

“We at D&S know what employers expect from a Healthcare plan when their families and employees needs are concerned. We care about our clients and it shows in our service”.

“Being able to contact your Broker directly is very important to most Individuals, their families, and company owners. That is when Dependability and Service count the most, and that is what D&S stands for”.

We look forward to working with you.


Debbie Schinnerer, MPA, President/Owner
Peter Navarra, Operations Manager


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Instead of spending your valuable time addressing any problems that may arise, you call us. We’ll do the leg work and get the problem solved. We work for you.

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