Healthcare Brokerage and Consulting firm


Insurance Services


D&S Insurance Services is a boutique Healthcare Brokerage and Consulting firm that specializes in fully insured and self-funded healthcare benefits packages for companies.

We manage every aspect of a company's healthcare benefits package, assisting business and human resources departments, as well as individuals and their families.

Note: Brokers represent the insurance client. The major difference between agents and brokers is
that an agent represents the insurance company, and a broker represents the insurance client.




25550 Hawthorne Blvd #214
Torrance, CA 90505

(310) 320-7226



(not limited to)

  • Design Comprehensive benefits packages

  • Implementation and management of benefits

  • Renewal evaluation

  • Benefit cost analysis

  • Risk management solutions

  • HRIS and EDI solutions

  • Cost Containment

  • Consultation and education

  • Ensure Regulatory compliance

  • COBRA, HIPAA, FMLA, FSA and Section 125 assistance

  • Billing and audit resolution

  • Claims and provider resolution

  • IRS Form 5500 filing

  • ERISA/SPD form creation and filing services

  • Paperless enrollment

  • Employee online access

  • Eligibility verification and dependent tracking

  • Total compensation statement generation

  • Online billing administration

  • Employee health seminars

  • Open enrollment specialists (bilingual)

  • One-on-one consultation

  • Detailed claims evaluation

  • Free On Sight Flu Clinics

  • Health Fairs

  • AFLAC (and alternatives)


Superior Customer Service. Goes out of their way. We want them for our insurance agent for life.
— Christy O. PLBG, Inc.
Top of the line customer service department. Outstanding and successful relationship. Very professional.
— Zelma G. W.H. Ltg Corp


Let's Chat.

Use the form below and we’ll call you back to schedule an appointment. Please be as detailed as possible. Include what industry you need service for along with any specific document requests. To help us best serve your inquiry, we recommend that you first describe the issue you’re having before telling us what you want to achieve. You may also email or call us to make an appointment. Our general response time is one business day.

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Please do not include confidential or sensitive information in your message. In the event that we are representing a party with opposing interests to your own, we may have a duty to disclose any information you provide to our client.