Our Team

Passion. Experience. Diligence.

Our Team



Debbie Schinnerer, MPA, President/Owner

CA License #0746727
Cell: (310) 880-2016

Debbie started her career as an agent for one of the largest managed healthcare companies in the country, FHP (now, UHC). After several years of success, and multiple achievement awards, she decided she could better serve her clients as an independent Heath Insurance Broker. In 1991, D&S Insurance Services was formed as a highly specialized, boutique firm. Based on Debbie's core principles of Dependability and Service, D&S has been dedicated to transparency, service, and education for over 25 years. Debbie earned a Bachelor of Science degree in Psychology, and a Masters in Public Administration (Magna Cum Laude) from California State University, Fullerton.



Operations Manager

Peter Navarra, Operations Manager

CA License #0E20988


Peter began his career at D&S in 1998 as part of the Sales and Marketing team. Tasked with new business development, sales, and presentation of data, Peter created a marketing mix designed around a consultative selling strategy. His commitment to education and service eventually moved him into Account Management, where he could continue to help and serve clients and their employees on a daily basis. A decade later Peter moved into Operations where his skills as a team leader, organizational strategist, and customer service advocate were better suited to help with the daily operations at D&S. Peter earned a Bachelor of Science degree in Business Management from Pepperdine University's Graziadio School of Business and Management, and is also a Reserve Firefighter.




Ranya Snyder, VP

CA License #0L21101

Ranya got her start as an Analyst for Morgan Stanley. But it was after her time at Marsh and McLennan, as an Associate Client Executive, that she realized her passion and dreams were elsewhere. Fate lead Ranya to D&S where she acts as our Vice President in charge of new business development, retention, strategy, risk analysis, and customer service. With clients spanning all industries, aerospace, manufacturing, auto, education, technology, staffing, and IT services, Ranya's conscientiousness, creativity, and tech. proficiency has brought her big firm experience to this thriving boutique firm. Ranya earned a Bachelor of Science degree in Business Administration, with an emphasis in Managing Organizations and Market Strategy, from the University of Southern California's Marshall school of Business. She is also a licensed Property and Casualty Broker.

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