Have you heard about Tonik, the health insurance plans for thrill seekers, part-time daredevils and calculated risk takers? These three Individual PPO plans are simple and straight-up – giving you the benefits you need without making you pay for things you don’t want.

Tonik individual health insurance plans covers you for the everyday, preventive stuff (like checkups) and the more dramatic encounters (like, dare we say, knee surgery).

And the application is quick and easy – it’s all online and only takes about 15 minutes. Tonik does not include maternity coverage.

Tonik plans are offered by Blue Cross Life & Health Insurance Company, an affiliate of Blue Cross of California.

Blue Cross of California has been covering A-Zs all across California for over 65 years, so you get to use their huge network of doctors and hospitals – and lots of other perks.

Tonik individual health insurance plans include immediate coverage for:

Doctor visits – you pay just $20, $30 or $40 to see a doctor, depending on the plan you pick

Generic prescription drugs – your copay is only $10

Emergency room care

Dentist appointments

Eye exams, glasses or contacts

We’ve made the rates painless, too. If you’re 19-29 years old, rates can be just $64-$123 per month, depending on the plan you pick, where you live, your age and your medical history.*

Just call me for more information and free advice. I’ll be glad to answer any questions you may have. You can also run a quote for more details on the plans, prices and a quick online application.

Chances are, you’ll know right away if you’re approved, and your cool member ID card and other stuff will come in the mail soon.

Now go have fun. Tonik from Blue Cross of California has you covered.