D & S insurance has been helping individual ans families in california for over 15 years. We serve the South Bay, Torrance and Los Angeles areas.

California Health
Insurance Resources




blue cross california - tonik health insurance now available.





Visit our health insurance agency in Torrance.  Serving Los Angeles  and Orange county for over 15 years.

We take customer service very seriously. Here's what some of our clients say.

"Superior Customer Service", "Goes out of their way", "We want them for our agent for life" - Christy O. PLBG, Inc.

"Top of the line customer service department", "Outstanding and successful relationship", "Very professional" - Zelma G. W.H. Ltg Corp




Offers a new Self Directed PPO Plan. You get $1000 credit. Affordably Priced! (read more)


New individual california health insurance plan called Tonik.
(read more)


Something for small business's too. Check out the new BenEfits plans
(read more)

 


Free Instant Quotes

Full Service - No Agency Fees
Call 310-320-7226

D&S Insurance Services was established more than 15 years ago. The owner has worked within the industry for over 18 years, both on the carrier side as well as running her own Brokerage firm.

Feeling limited by working with only one carrier she realized that she could better serve her clients by branching out and offering umlimited service and resources to existing clients as well as future clients.

"D&S is a family owned and operated firm. We know what people expect from a Healthcare plan when their families and employees needs are concerned. We care about our clients and it shows in our service."

"Being able to contact your agent or broker directly is very important to most Individuals, their families, and company owners. That is when Dependability and Service count the most, and that is what D&S stands for."

We look forward to working with you.

Sincerely,

Debbie Schinnerer, Owner

Peter Navarra, V.P. Sales and Marketing

Why Use Our Agency?

The first and foremost reason is service. Instead of taking your time to tackle any problems that may arise, you call us. We'll do the leg work and get the problem solved.

The individual california health insurance compaines are huge companies with 1000's of employees. Some are extremely knowledgeable and others are fairly new in an ever-changing industry to start with. California health insurance can be difficult to understand. Indviduals and families have been turning to us for over 15 years.

Over the years, we have developed relationships with key people in underwriting, membership, and sales. We are your "insider" with the insurance company. We are independent insurance agents so our interests is to serve you, OUR customer. When there is a problem or delay in underwriting or after you have received the policy, we are here to help you...at no extra costs.

No Fees ? How to we get paid?

The cost of health insurance is the same whether you go directly to the insurance company or use our agency. A commission is built into every premium. We ask our clients to let us earn our comission. Call us. We work for you.